Financial Discipline for Contractors and Trade Businesses

The Challenge

Construction accounting isn't general bookkeeping. Every project is its own P&L. Subcontractor payments, retainage, equipment depreciation, and material costs create layers of complexity that generic bookkeepers miss.

When the numbers are wrong, you overbid or underbid — and either one costs you money. Most contractors we talk to know their books aren't where they need to be, but they're too busy building to fix them.

What We Deliver

• Job costing and WIP reporting — true margin visibility on every project
• Subcontractor and 1099 tracking and year-end filing
• Equipment and asset depreciation schedules
• Monthly financial statements formatted for bonding companies, banks, and project owners
• Cash flow forecasting tied to your project pipeline
• Payroll support and certified payroll compliance
• Budget-to-actual reporting by project
• Advisory services: bidding analysis, growth planning, financial strategy

Why Stoneledger

With over 20 years of finance experience across service, manufacturing, distribution, and food & beverage industries, I've managed the same kind of multi-entity, project-based complexity that contractors deal with every day. Stoneledger brings that discipline to your operation — so you can focus on building, not bookkeeping.